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Plumbing Damage Claims. If, however, water damage occurs despite the precautions you have taken, call to mind the above tips for filing a water damage insurance claim - they are certain to help you achieve a favorable outcome, however bad the situation. When you have a Homeowners Claim, the representation of a Public Insurance Adjuster ensures you maximize your homeowner claim settlement and are able to restore your property back to new. When you're suddenly facing the aftermath of a water disaster at the house, these seven steps can help you handle the claims process with confidence. How to File a Water Damage Claim in New York. If possible, stop the water at its source. Water damage is extremely destructive. This article aims to prepare you for making an insurance claim. I am your man. Save receipts for any repairs you have made, and then contact your insurance company representative to file a property damage claim. 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